Google – Search Engine and Beyond

Most search queries are relatively simple on a search engine like Google. Usually in the first try, a few keywords will answer basic, popular questions. Obscure and past topics, or advanced and genre-specific searches are sometimes hard to find. The additional features on Google are ideal for this type of extensive research.

Google.com has categories to refine searches at the top of the page, such as Images, Maps, and Shopping. The “more” option, has additional queries that may be of interest , such as Finance or Blogs. The “even more>>” link directs users to a page of all the categories and other special features, including alerts that can be sent to your email for specific topics, links to popular resources, like YouTube, and Google tools and software, like the Google mail server and browser. Each item has a short description of how it can be used.

Many research topics have subtopics, categories, and fields that can be explored on Google. A “Show options…” link is available at the top of the search results of every query. When a user clicks here, a sidebar displays to the left of the search results with additional search tools.

The first section is videos, forums or reviews of the keyword(s) queried. The next section has the option to specify the age of article or website. The third section changes the layout of the search results to include pictures or more text.

The fourth section has four options:

Standard view-the normal view showing the search results of the keywords queried.
Related searches-common topics related to the query
Wonder wheel-related topics are displayed on spokes with the keyword(s) in the center. For example, for the keyword “apples”, the wonder wheel shows “apples nutrition” and “apple types” as related searches. A sub category (when clicked) becomes the main category and shows more subheadings. “Apple types” brings up “apple varieties baking” and “sweet apple varieties”.
Timeline-shows the graph of search results for the queried keywords over time. Underneath the graph is a listing of results in chronological order. Each decade, year, month, etc., on the timeline graph can be clicked to expand the results over that time period. The earliest search results will query books written on the topic.

There are other search options available on Google.com. The advanced search link on the home page leads to a detailed page that helps a user make specific choices about what type of results should be displayed. The “Topic-specific search engines from Google” section at the bottom of this page shows multiple genres that may be of interest to advanced searchers.

Best Smart Phone Apps for Personal Finances

While everything today seems to be on the go, you want to make sure that your personal finances can also be on the go with you. There are a lot of apps out there for smart phones to help you get control and keep track of your finances. These applications will help you learn how exactly you spend money, find money saving deals, and help you keep you and your family’s financial information organized and secure.

The first app is ‘Mint’ which takes a look at your spending habits and helps you create different budgets for certain financial categories such as food, clothes, and gas. You can track how much you make and how much you spend monthly and even weekly on different things. Creating a budget is also easy with this app, especially since you can update your account information online and through your app. It will also send you alerts when you are under a certain amount of money in your bank account or if you have gone over any budgets. Mint is available for iPhones, Androids, and Blackberrys for free.

Pageonce will help you pay any and all of your bills safely and securely straight from your phone. You can set up any bills that you have to pay in to their easy to use application so that all of your bills are in one place so you can stay on top of your bills. Scheduling payments isn’t the only thing that is great about Pageonce, they also work extremely hard to keep all of your information as safe and secure as it would be through a bank, and they even help monitor any suspicious activity in your accounts to help prevent fraud and identity theft. Like Mint, Pageonce is available for Apple Products, Android, Blackberry as well as Windows Phones.

When it comes to money, gas prices are pretty important. GasBuddy will let you find and compare different gas prices in your area. This app lets you get up-to-date information about gas prices in that area from other users and it tells you when the last update was. You get different filter options so that you can find different types of gas such as unleaded, premium, and diesel, and you can filter out the options based on price and distance. GasBuddy is a free application that is available for Android and Windows Phones as well as Blackberry and Apple.

Getting the lowest price possible is always helpful. Google’s Google Shopper app will help you get the best deal you can. You scan the barcode of the item you want to buy and Google Shopper will help find the same product but at a lower price so that you know you are getting the best deal. After recent updates, the application will also let you find offers that are nearby, and even get offers of the day. Google Shopper is available for Android and iPhone users.

For those of you who like to get the best deal by clipping coupons, “Yowza!!” is perfect for you. With Yowza, you can find coupons based on your city or zip code so you get the best local savings. You can even sign up to get alerts for when you favorite store adds new coupons. These coupons don’t require you to print anything out, so you don’t have to be fishing for the coupon when you get up to the cashier, they simply scan the barcode right from your phone and you get instant savings. Not only does it save you money in the store, but it doesn’t cost anything to download it for your iPhone. Other smart phone users can check out the “Where” app who is partnered with “Yowza!!”.

5 Best Android Tablet Finance Apps

For Android tablets, the common reason for buying them may be for entertainment and leisure. Did you know that Android tablets are also proven useful in the financial world? Android has offered so many finance apps in the market which are very much relevant and useful to your every day financial needs. Whether you want the latest finance news or you need to make monetary computations, finance-related Android apps have got it all for you. Here is a list of the five best Android finance apps in the market:

1. Finance

Ever wanted to have a personal financial planner but you just can’t afford to pay for one? Simply called Finance, Android has come up with a powerful app which strips you of the need to hire a personal planner. Finance is an app which is capable of providing you with the most recent updates about the stock market. The best feature of this app is that it provides you with stock quotes which are very much reliable because they are quoted real-time. This app also syncs well with your stock portfolios which are loaded in Google Finance.

2. Real Estate Droid

If it is your dream to be a real-estate businessman someday or to be a licensed real estate broker, then this finance app is the best deal for you. Real Estate Droid comes with features which can, for one, search houses for sale. Once you find a catch, you can search information about its neighborhood with real-time updates. With this app, you can also check out mortgage quotes made by real lenders and compute for mortgage loans. You can always take advantage of the built-in loan calculator.

3. Financisto

Financisto is a finance app that is very much capable of doing many things. For one, it lets you add multiple types of bank accounts and even a multiple number of accounts per type. This means that you can add checking and savings accounts together into your file manager. For both types, you can add more than one account. With Financisto, you can also monitor which among your payments are recurring. Once you see the pattern, you can schedule them to make sure you don’t lag with your payments. This app can also help you create either a short-term or long-term budget.

4. Karl’s Mortgage Calculator

If Real Estate Droid is not enough for your mortgage needs, then you can always opt for a more specialized finance app, which is Karl’s Mortgage Calculator. By using this app, you can calculate how much mortgage you should be paying in the future and you can even visually see the results with its easy-to-read charts and graphs. This app can help you compute for your future payments, given the principal loan amounts, interest rate and terms. Karl’s Mortgage Calculator, however, is limited to supporting interest-only amortization and Canadian computations.

5. PayPal

Almost everybody knows of PayPal now. With the PayPal Android app offered in the market, you can do all things you normally do on your PayPal account. The bonus point here is that apart from being able to pay an item, you can also help hasten its delivery process. So, if you’re dying to take hold of that most recent Victoria Secret scent, then you don’t have to wait for the normal number of shipping days just to have it. You can always make it two or three days earlier with this app. With PayPal app at your reach, you can always access your PayPal account anytime you want.

Top Budget and Personal Finance Apps

Let’s face it, there are some extreme couponers, thrifters, and smart consumers out there always trying to save money and get the best deals. With budgets that much more tight in these tough economic times, it’s okay to get a little help from none other than our smartphone apps. I mean, why not, right? We have our smartphones with us nearly every minute of the day, so this kind of smart budgeting is accessible to anyone. Keep track of your monthly spending, set limits on each category of goodies you purchase, save money, and look up investment ideas and accounts has never been easier. Read on to see how you can always control and be on top of your personal finances. We’ll reveal the top budgeting and smart spending apps for you thrifty shoppers out there!

For one, there are so many budget tracking apps out there, but a really useful one would come with a budget tracker tool that will allow you to view your yearly, monthly, weekly, and daily purchases. You can further categorize them and see visually and through charts and notifications how much you spend exactly in each category. There is also a rollover option for you to transfer leftover funds from previous months or weeks to roll over and won’t mess up your budgeting. Of course, you can always opt out of this option and have a set number of expenses every month.

Another useful app gives you control to add new transactions over your allotted sum of money and spending finances. Pre-setting an overall budget for the entire month, and thereby deducing every time you make a purchase gives you instant updates on the money you have and the money you are losing. These transactions are totally customizable. Currency converters may also be useful if you plan on spending your money in a foreign country. We all get carried away when we travel, but this app makes it easy to stay focused on the budget, even when you’re not familiar with the currency exchange.

Another great app gives you total control over importing your finances onto your phone from an external memory device – your laptop, desktop, or anything with wireless. You can also set a password to manage your personal finances with utmost privacy. Charts and graphs give you short and easy to read summaries of your account activity. You can share these things in the form of PDF, Excel spreadsheet, or import to Google Documents in order to share with your family, business collegiate, execs, or co-workers.

If you are comfortable, some apps may even connect directly to your bank account and give you automatic categorized notifications of your spending. It will constantly update your spending profile and read instant in depth overviews. Any suspicious activity will be announced. Budget tracking is that easy!

In fact, budget tracking has made it easier to keep track of your credit scores, and credit score reports. Why not try to improve your credit score while you are managing your personal finances? If you use the right app, your personal finances will be in a much better place.

How to Avoid the Bad Apples of Equipment Leasing

Every business owner has enough confidence to fill an auditorium. So why is that a business owner feels uneasy when they are making big decisions? Why is it that a business owner feels uneasiest when they are getting ready to take on debt?

Finding an equipment leasing company that you feel comfortable with doesn’t happen naturally. You are dealing with an industry that doesn’t have the best reputation, and worst of all, you are on their turf. Here is a shortlist of some of the reasons that a business owner may not feel comfortable with their equipment leasing company. They:

1. Are uncomfortable taking on new debt in the first place.
2. Don’t like sharing their personal and business information with a stranger
3. Don’t know much about equipment leasing, and they fear what they do not know
4. Are worried they are getting ripped off

And these are just the beginning.

Finding and working with an equipment leasing company that you can trust does not need to be difficult. In fact, it will make you happy to know that most companies in this industry aren’t out to steal your money. Just like any business they are out to make money, but in an honest manner. But here are a few tips to follow in order to make sure that you stay away from those bad apples.

Tip #1

Check out Better Business Bureau. By looking for the company you are working with on the better business bureau, you can see what other customers have said about them. If you see several lawsuits and complaints that have gone unresolved it may be a sign that you are working with a bad apple.

Tip #2

Google Them. Much like the Better Business Bureau, Google is a resource of all the things that people say about your equipment leasing company. It’s amazing how many times a bad article works it’s way to the top of the page. Don’t judge your company by one article, but if you start to see a pattern, be sure to take note.

Tip #3

Ask Lots of Questions. Never finalize your deal unless you understand everything in the documents. Questions that go unanswered can lead to big problems down the road. You may agree to something you never intended to and end up paying more money than you ever anticipated. If your equipment leasing representative tries to dodge your questions, this might be an indication that you aren’t working with an honest bunch.

Tip #4

Beware of Who You Share Your Information With. Talk to the person who is asking for your information and really get a feel for who they are. How long have they been in business for? Who do they share their information with? Do they have a traceable web address?

Tip #5

Research, Research, Research!!! The best way to feel comfortable with your big purchase and new debt is to know exactly what you are getting into. So buy a book, talk to your CPA,